Loan Against Mutual Funds

Unlock LiquidityWithout Redeeming

Access funds by pledging eligible mutual fund units, while continuing to stay invested for your long-term financial goals.

Speak to Advisor

Liquidity Type

Secured Facility

Digital

Pledge Process

Flexible

Withdrawals

Retain

Fund Units

Short-Term

Capital Needs

Loan amount, interest rate, margin, eligible funds, and sanction terms depend on lender policies and portfolio eligibility.

Process

How LAMF Works

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Check Credit Limit

Evaluate eligible mutual fund holdings and understand the available borrowing limit.

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Pledge Assets

Mark eligible mutual fund units as security through a trusted digital process.

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Complete KYC

Finish required verification so the loan facility can be reviewed and sanctioned.

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Withdraw Funds

Use the approved limit when needed and repay with flexibility based on your cash flow.

Benefits

Liquidity With Investment Continuity

LAMF can help investors meet temporary cash-flow needs without disturbing long-term mutual fund holdings, subject to lender approval and eligible securities.

No need to redeem long-term investments immediately

Useful for short-term capital needs

Eligible mutual fund units remain pledged as security

Limit and terms depend on lender, fund type, and portfolio eligibility

Flexible Withdrawal

Draw funds only when needed and pay interest only on the utilized amount.

Easy Repayment

Repay with interest-only flexibility and principal repayment as per your needs.

Stay Invested

Retain ownership of mutual fund units while accessing short-term liquidity.

Digital Process

Designed for quick review, pledge creation, and access through supported platforms.

Short-Term Liquidity

Need Funds Without Selling Investments?

Talk to Kundra Capital to understand eligibility, risks, costs, and whether LAMF is suitable for your portfolio.